We make shopping smoooth. With Klarna shoppers can buy now and pay later, so are empowered to buy more, and do it more often. Klarna’s offering to consumers and retailers includes payments, social shopping and personal finances. Over 200,000 merchants, including Sephora, H&M, IKEA, Expedia Group, Samsung, ASOS, Peloton, Gymshark, Abercrombie & Fitch, Michael Kors, Nike, Boohoo Group and AliExpress, have enabled Klarna’s innovative shopping experience online and in-store.